Please reach us at dave@pizzico.net if you cannot find an answer to your question.
Determine your budget, location preferences, property type, and features you need.
Contact lenders, provide necessary financial documents, and go through the approval process.
As an agent with several contacts in the banking industry, I can assist with this process.
Pre-qualification is an estimate of how much you can borrow, while pre-approval means a lender has verified your information and approved you for a specific loan amount.
Earnest money is a deposit made to the seller indicating your intention to buy the property. It shows your commitment and is typically held in an escrow account.
A home inspection assesses the property's condition. It's highly recommended to identify potential issues before finalizing the purchase.
Closing costs include various fees such as lender fees, title insurance, and taxes. Buyers typically pay these costs during the closing process.
The timeline varies, but on average, it takes 30-45 days from offer acceptance to closing.
Keep in mind that some transactions can be very complicated and may require more time.
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